This entry is all about my new goal to start saving money and how I plan to find ways of doing that.
Obviously the easiest way to save money is not to spend money, right!? Well for the last two days my goal has been to stay at home and find things to do so that I wouldn’t get out and spend any money. The reason for that is because over the past few months I have really been splurging on a lot of excessive spending and I have gotten way behind on my savings goal for this year. I mean I have gotten waaaayyyyy behind. It is sometimes very hard for me to save my money because over the past couple of years since I started managing my money a little better than before I have gotten into a bad habit of impulse buying and I have a bad attitude of thinking if I want it I should have it and then I buy it just because I want it and just because I have the money to spend at the moment. That isn’t always a bad thing most of the time if I have the extra money to spend because there have been times in my life when I couldn’t buy anything that I wanted and because of that I feel like I deserve to get anything I want anytime I want it. Right now however I need to stop splurging so much and get back on track with my savings before I end up in the poor house again like where I was two years ago.
Two things that are really eating my wallet right now is my addiction to getting outdoors and my Nintendo Wii. I love to go to the lake to enjoy the scenery and go for walks. The problem with that is I love it too much and it is a 40 mile round trip every time I go. I usually go twice a week. I drive a big 2001 Dodge 1500 pickup truck that is a gas hog and I can easily use up a quarter of a tank of gas or more going to and driving around to the different park areas around the lake that I like to go to. I’d say I average spending around $25 bucks a week on gas alone just going to the lake. That doesn’t account for the money I spend stopping at a fast food place for something to eat along the way and for the ice and drinks I buy to fill up the cooler that I keep on the back of my truck… you know I have to keep cold drinks with me out there in the heat or else I would thirst to death and I am one of those people who have to constantly have something to drink all the time. So that bumps it up easily to around $35 to $45 bucks a week just going for joy rides around the lake and drinking cold cokes and gatorade and eating taco bell or arby’s every week to get outdoors. Now add to all of that my newest addiction to video games since I bought my Nintendo Wii awhile back. I have already easily spent $450 to $500 bucks on the console itself plus extra controllers and video games. That in itself has taken a huge chunk out of my savings. I’m not complaining about it too much though because I have thoroughly been enjoying playing my Wii games. The only problem here, once again, is that I am enjoying my new Nintendo Wii so much that I don’t think about how much money I’m spending on the games and those games can be fairly expensive. I have thought about taking up a membership at GameFly to rent video games like I rent my movies from Netflix. Yes I know that would be an extra $22 bucks more a month that I would be spending but this would be a good way for me to find games I like instead of going out to buy games that I end up not liking, which luckily has only happened once so far.
So having realized what my faults are for not being able to save my money lately as I should be doing I am trying to discipline myself which isn’t an easy thing for me to do when it comes to splurging.
Yesterday I spent the whole day at home downloading some new remixes, playing video games and watching television. Yesterday was Monday so of course you know I watched WWE Raw which is my favorite show to watch. After that I watched Burn Notice and Monk and went to bed soon after. Today is Tuesday which is normally my favorite day to go to the lake. However I have been at home all day fighting the urge to get outdoors by trying to get some things done and scratched off of my To Do List which I started adding things to three months ago. If I can make myself stay at home and work on this to do list for at least three days out of the week and really focus my attention on not splurging on expensive games and other stuff then I think I can get myself back up on my savings. Today I just need to focus on staying here at home and not going out to spend any money.
I have too many goals and things I need that I’m not getting because of my splurging so I’m hoping my to do list will help me get where I want to be. It is going to take a lot of time and effort however. Things I’m talking about staying home and saving my money for are getting a new apartment, buying new furniture, paying off my truck, getting a new big screen television… you know nice things. I can’t get those things if I’m spending all of my money on lots of little things here and there. So it is my goal right now to spend more time at home enjoying the things I have now and hopefully get lots of things done on my to do list so that I can get a better home, some better and more comfortable furniture, a better lifestyle, and still keep up on my savings. I’m also going to make it a goal to blog about this and things I am doing to keep up on my savings. I might also create a new page with ideas I come up with to keep saving money.